/* ===== RESET & VARIABLES ===== */
*,
*::before,
*::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary: #1a2d42;
    --primary-dark: #0f1e2e;
    --primary-light: #2a4565;
    --accent: #e67e22;
    --accent-hover: #cf6d17;
    --bg: #f5f7fa;
    --white: #ffffff;
    --text: #222222;
    --text-light: #555555;
    --text-muted: #888888;
    --border: #dce1e8;
    --card-bg: #ffffff;
    --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --max-w: 1200px;
    --radius: 14px;
    --radius-sm: 10px;
    --shadow: 0 2px 16px rgba(0, 0, 0, 0.07);
    --shadow-lg: 0 12px 40px rgba(0, 0, 0, 0.12);
    --transition: 0.3s ease;
}

html { scroll-behavior: smooth; }

body {
    font-family: var(--font);
    color: var(--text);
    background: var(--bg);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
button { font-family: var(--font); cursor: pointer; }

.container {
    max-width: var(--max-w);
    margin: 0 auto;
    padding: 0 28px;
}

/* ===== HEADER ===== */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    transition: background 0.3s ease, box-shadow 0.3s ease, border-color 0.3s ease;
    background: transparent;
    padding-top: env(safe-area-inset-top, 0px);
}

.site-header--scrolled {
    background: rgba(255, 255, 255, 0.97);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border);
    box-shadow: 0 1px 8px rgba(0, 0, 0, 0.06);
}

.site-header__inner {
    display: flex;
    align-items: center;
    gap: 16px;
    height: 68px;
}

.site-header__logo {
    font-size: 1.35rem;
    font-weight: 800;
    letter-spacing: 0.06em;
    color: var(--white);
    transition: var(--transition);
    flex-shrink: 0;
}

.site-header--scrolled .site-header__logo {
    color: var(--primary);
}

.site-header__nav {
    display: flex;
    gap: 22px;
    margin: 0 auto;
}

.site-header__link {
    font-size: 0.86rem;
    font-weight: 600;
    letter-spacing: 0.03em;
    color: rgba(255, 255, 255, 0.85);
    transition: var(--transition);
    position: relative;
    padding: 4px 0;
}

.site-header__link::after {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--accent);
    transition: var(--transition);
}

.site-header__link:hover { color: #fff; }
.site-header__link:hover::after { width: 100%; }

.site-header__link--active { color: #fff; }
.site-header__link--active::after { width: 100%; }

.site-header--scrolled .site-header__link {
    color: var(--text);
}

.site-header--scrolled .site-header__link:hover,
.site-header--scrolled .site-header__link--active {
    color: var(--accent);
}

.site-header__cta {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 24px;
    background: var(--accent);
    color: var(--white);
    border: none;
    border-radius: 50px;
    font-size: 0.88rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    transition: var(--transition);
    box-shadow: 0 4px 15px rgba(196, 30, 58, 0.25);
    flex-shrink: 0;
    white-space: nowrap;
}

.site-header__cta:hover {
    background: var(--accent-hover);
    transform: translateY(-1px);
    box-shadow: 0 6px 20px rgba(196, 30, 58, 0.35);
}

.site-header__burger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    padding: 6px;
}

.site-header__burger span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--white);
    transition: var(--transition);
    border-radius: 2px;
}

.site-header--scrolled .site-header__burger span {
    background: var(--primary);
}

/* ===== HERO ===== */
.hero {
    position: relative;
    min-height: 85vh;
    display: flex;
    align-items: center;
    background: url('/static/img/bg.png') center center / cover no-repeat;
    color: var(--white);
    overflow: hidden;
}

.hero__overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(10, 26, 51, 0.94) 0%,
        rgba(10, 26, 51, 0.85) 35%,
        rgba(10, 26, 51, 0.6) 65%,
        rgba(10, 26, 51, 0.3) 100%
    );
    z-index: 1;
}

.hero__content {
    position: relative;
    z-index: 2;
    padding-top: 110px;
    padding-bottom: 60px;
    max-width: 720px;
}

.hero__title {
    font-size: 3.6rem;
    font-weight: 900;
    line-height: 1.08;
    margin-bottom: 20px;
    letter-spacing: -0.01em;
    text-shadow: 0 2px 24px rgba(0, 0, 0, 0.25);
}

.hero__desc {
    font-size: 1.2rem;
    color: rgb(255, 255, 255);
    line-height: 1.7;
    margin-bottom: 36px;
    max-width: 580px;
}

.hero__actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

.hero__cta-hint {
    margin-top: 20px;
    font-size: 0.88rem;
    color: rgba(255, 255, 255, 0.75);
    line-height: 1.6;
    max-width: 520px;
}

.btn {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 16px 36px;
    border: none;
    border-radius: 50px;
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    transition: var(--transition);
    text-align: center;
}

.btn--accent {
    background: var(--accent);
    color: var(--white);
    box-shadow: 0 4px 20px rgba(196, 30, 58, 0.3);
}

.btn--accent:hover {
    background: var(--accent-hover);
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(196, 30, 58, 0.4);
}

.btn--outline {
    background: rgba(255, 255, 255, 0.08);
    color: var(--white);
    border: 2px solid rgba(255, 255, 255, 0.3);
    backdrop-filter: blur(4px);
}

.btn--outline:hover {
    background: rgba(255, 255, 255, 0.15);
    border-color: rgba(255, 255, 255, 0.6);
    transform: translateY(-2px);
}

.btn svg { flex-shrink: 0; }

/* ===== STATS BAR ===== */
.stats {
    background: var(--primary-dark);
    padding: 0;
    position: relative;
    z-index: 3;
}

.stats__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
}

.stats__item {
    padding: 28px 22px;
    text-align: center;
    color: var(--white);
    border-right: 1px solid rgba(255, 255, 255, 0.08);
    transition: background var(--transition);
}

.stats__item:last-child { border-right: none; }
.stats__item:hover { background: rgba(255, 255, 255, 0.04); }

.stats__value {
    display: block;
    font-size: 2rem;
    font-weight: 800;
    margin-bottom: 4px;
    letter-spacing: -0.02em;
}

.stats__value--accent { color: #ff6b7a; }

.stats__label {
    display: block;
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.5);
    line-height: 1.4;
    letter-spacing: 0.01em;
}

/* ===== SECTIONS COMMON ===== */
.section {
    padding: 80px 0;
}

.section--white { background: var(--white); }
.section--gray { background: var(--bg); }

.section__header {
    text-align: center;
    margin-bottom: 52px;
}

.section__title {
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--primary);
    letter-spacing: 0.01em;
    margin-bottom: 12px;
}

.section__subtitle {
    font-size: 1.05rem;
    color: var(--text-light);
    max-width: 600px;
    margin: 0 auto;
    line-height: 1.6;
}

/* ===== PAYMENTS ===== */
.payments__tabs-wrap {
    position: relative;
    margin-bottom: 36px;
}

.payments__tabs {
    display: flex;
    justify-content: center;
    gap: 6px;
    flex-wrap: wrap;
}

.payments__tab {
    padding: 11px 22px;
    background: transparent;
    border: 2px solid var(--border);
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text-light);
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
}

.payments__tab:hover {
    border-color: var(--primary);
    color: var(--primary);
}

.payments__tab--active {
    background: var(--primary);
    border-color: var(--primary);
    color: var(--white);
}

.payments__tab--active:hover {
    background: var(--primary-light);
    border-color: var(--primary-light);
    color: var(--white);
}

.payments__panel {
    display: none;
}

.payments__panel--active {
    display: block;
    animation: fadeUp 0.4s ease;
}

.payments__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.payment-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 28px 24px;
    text-align: center;
    transition: var(--transition);
    position: relative;
}

.payment-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.payment-card__value {
    display: block;
    font-size: 1.7rem;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 8px;
    letter-spacing: -0.01em;
}

.payment-card__value--accent { color: var(--accent); }

.payment-card__ref {
    font-size: 0.65rem;
    font-weight: 600;
    color: var(--primary);
    vertical-align: super;
    margin-left: 2px;
    cursor: help;
}

.payment-card__title {
    display: block;
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 6px;
}

.payment-card__desc {
    display: block;
    font-size: 0.82rem;
    color: var(--text-muted);
    line-height: 1.5;
}

.payment-card__info-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--primary);
    color: var(--white);
    font-size: 0.65rem;
    font-weight: 700;
    cursor: pointer;
    margin-left: 4px;
    vertical-align: middle;
    border: none;
    padding: 0;
    line-height: 1;
    transition: var(--transition);
    position: relative;
}

.payment-card__info-btn:hover {
    background: var(--primary-light);
    transform: scale(1.15);
}

.payment-card__tooltip {
    display: none;
    position: absolute;
    bottom: calc(100% + 10px);
    left: 50%;
    transform: translateX(-50%);
    background: var(--text);
    color: var(--white);
    padding: 10px 14px;
    border-radius: 8px;
    font-size: 0.78rem;
    line-height: 1.5;
    width: max-content;
    max-width: 260px;
    text-align: left;
    z-index: 50;
    pointer-events: none;
    box-shadow: 0 4px 16px rgba(0,0,0,0.25);
}

.payment-card__tooltip::after {
    content: '';
    position: absolute;
    top: 100%;
    left: 50%;
    transform: translateX(-50%);
    border: 6px solid transparent;
    border-top-color: var(--text);
}

.payment-card__info-btn.active + .payment-card__tooltip,
.payment-card__info-btn:hover + .payment-card__tooltip {
    display: block;
}

.payments__note {
    text-align: center;
    margin-top: 28px;
    font-size: 0.85rem;
    color: var(--text-muted);
    font-style: italic;
}

/* ===== PAGE FOOTNOTES ===== */
.page-footnotes {
    background: var(--bg);
    padding: 28px 0;
    border-top: 1px solid var(--border);
}

.page-footnotes__title {
    font-size: 0.78rem;
    font-weight: 700;
    color: var(--text-light);
    margin-bottom: 10px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

.page-footnotes__item {
    font-size: 0.75rem;
    color: var(--text-muted);
    line-height: 1.6;
    margin-bottom: 3px;
    padding-left: 20px;
    text-indent: -20px;
}

.page-footnotes__num {
    display: inline;
    font-weight: 700;
    color: var(--primary);
    margin-right: 4px;
    font-size: 0.68rem;
    vertical-align: super;
}

/* ===== BENEFITS ===== */
.benefits__grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.benefit-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 28px 22px;
    text-align: center;
    transition: var(--transition);
}

.benefit-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary);
}

.benefit-card__icon {
    width: 54px;
    height: 54px;
    margin: 0 auto 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(26, 55, 100, 0.07);
    border-radius: 12px;
    color: var(--primary);
}

.benefit-card__title {
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 6px;
    line-height: 1.3;
}

.benefit-card__text {
    font-size: 0.8rem;
    color: var(--text-light);
    line-height: 1.5;
}

/* ===== FAMILY SUPPORT ===== */
.support__grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}

.support-card {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 28px 24px;
    transition: var(--transition);
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.support-card:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
    border-color: var(--accent);
}

.support-card__icon {
    width: 46px;
    height: 46px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(196, 30, 58, 0.07);
    border-radius: 10px;
    color: var(--accent);
}

.support-card__title {
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 4px;
}

.support-card__text {
    font-size: 0.8rem;
    color: var(--text-light);
    line-height: 1.5;
}

/* ===== STEPS ===== */
.steps__timeline {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative;
}

.steps__timeline::before {
    content: '';
    position: absolute;
    top: 32px;
    left: calc(12.5% + 24px);
    right: calc(12.5% + 24px);
    height: 3px;
    background: var(--border);
    z-index: 0;
}

.step-item {
    text-align: center;
    position: relative;
    padding: 0 16px;
}

.step-item__num {
    width: 64px;
    height: 64px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--primary);
    color: var(--white);
    font-size: 1.4rem;
    font-weight: 800;
    border-radius: 50%;
    position: relative;
    z-index: 1;
    box-shadow: 0 4px 16px rgba(26, 55, 100, 0.3);
}

.step-item__title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--primary);
    margin-bottom: 6px;
}

.step-item__text {
    font-size: 0.82rem;
    color: var(--text-light);
    line-height: 1.5;
}

/* ===== FAQ ===== */
.faq__list {
    max-width: 820px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.faq__item {
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    overflow: hidden;
    background: var(--white);
    transition: var(--transition);
}

.faq__item:hover { border-color: var(--primary); }
.faq__item--open { border-color: var(--primary); }

.faq__question {
    width: 100%;
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 20px 24px;
    background: transparent;
    border: none;
    font-size: 0.95rem;
    font-weight: 600;
    color: var(--text);
    text-align: left;
    transition: var(--transition);
    gap: 16px;
}

.faq__question:hover { background: var(--bg); }

.faq__chevron {
    transition: transform 0.3s ease;
    flex-shrink: 0;
    color: var(--text-muted);
}

.faq__item--open .faq__chevron { transform: rotate(180deg); }

.faq__answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.35s ease;
}

.faq__answer p {
    padding: 0 24px 20px;
    font-size: 0.9rem;
    color: var(--text-light);
    line-height: 1.7;
}

.faq__item--open .faq__answer { max-height: 400px; }

/* ===== FOOTER ===== */
.site-footer {
    background: linear-gradient(180deg, #0d2240 0%, #091729 100%);
    padding: 56px 0 32px;
    color: var(--white);
    position: relative;
}

.site-footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 50%;
    transform: translateX(-50%);
    width: min(90%, 1100px);
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.15), transparent);
}

.site-footer__top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    padding-bottom: 36px;
    margin-bottom: 28px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
    gap: 40px;
}

.site-footer__logo {
    font-size: 1.25rem;
    font-weight: 800;
    letter-spacing: 0.05em;
    margin-bottom: 8px;
    background: linear-gradient(135deg, #fff 0%, rgba(255, 255, 255, 0.75) 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.site-footer__tagline {
    font-size: 0.84rem;
    color: rgba(255, 255, 255, 0.45);
    letter-spacing: 0.01em;
}

.site-footer__nav {
    display: flex;
    gap: 28px;
}

.site-footer__nav a {
    font-size: 0.85rem;
    color: rgba(255, 255, 255, 0.5);
    transition: var(--transition);
    position: relative;
}

.site-footer__nav a::after {
    content: '';
    position: absolute;
    bottom: -3px;
    left: 0;
    width: 0;
    height: 1px;
    background: rgba(255, 255, 255, 0.5);
    transition: width 0.3s ease;
}

.site-footer__nav a:hover { color: var(--white); }
.site-footer__nav a:hover::after { width: 100%; }

.site-footer__bottom {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.site-footer__copy {
    font-size: 0.8rem;
    color: rgba(255, 255, 255, 0.35);
    font-weight: 500;
}

.site-footer__disclaimer {
    font-size: 0.73rem;
    color: rgba(255, 255, 255, 0.22);
    max-width: 480px;
    text-align: right;
    line-height: 1.5;
}

.site-footer__legal {
    display: flex;
    justify-content: center;
    gap: 24px;
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.06);
    font-size: 0.74rem;
    color: rgba(255, 255, 255, 0.28);
}
.site-footer__legal a {
    color: rgba(255, 255, 255, 0.4);
    text-decoration: none;
    border-bottom: 1px solid rgba(255, 255, 255, 0.15);
    padding-bottom: 1px;
    transition: var(--transition);
}
.site-footer__legal a:hover {
    color: rgba(255, 255, 255, 0.7);
    border-bottom-color: rgba(255, 255, 255, 0.4);
}

/* ===== FLOATING CONTACT BUTTON ===== */
.fab-contact {
    position: fixed;
    bottom: 28px;
    right: 28px;
    z-index: 900;
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 14px 28px;
    border: none;
    border-radius: 50px;
    font-size: 0.92rem;
    font-weight: 700;
    color: var(--white);
    background: var(--primary);
    box-shadow: 0 6px 24px rgba(26, 55, 100, 0.3);
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
    text-decoration: none;
    animation: fabPulse 3s ease-in-out infinite;
}

.fab-contact:hover {
    transform: translateY(-2px) scale(1.03);
    box-shadow: 0 10px 32px rgba(26, 55, 100, 0.4);
}

.fab-contact svg { flex-shrink: 0; }

@keyframes fabPulse {
    0%, 100% { box-shadow: 0 6px 24px rgba(26, 55, 100, 0.2); }
    50% { box-shadow: 0 6px 32px rgba(26, 55, 100, 0.45); }
}

/* ===== MOBILE BOTTOM BAR ===== */
.mobile-bar {
    display: none;
}

/* ===== CONTACTS SECTION CHOICES ===== */
.contacts__choices {
    display: flex;
    justify-content: center;
    max-width: 400px;
    margin: 0 auto;
}

.contacts__choice-btn {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    padding: 28px 20px;
    background: var(--white);
    border: 2px solid var(--border);
    border-radius: var(--radius);
    cursor: pointer;
    transition: var(--transition);
    text-align: center;
}

.contacts__choice-btn:hover {
    border-color: var(--primary);
    transform: translateY(-2px);
    box-shadow: 0 6px 24px rgba(26, 55, 100, 0.12);
}

.contacts__choice-btn svg {
    color: var(--primary);
    flex-shrink: 0;
}

.contacts__choice-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--text);
}

.contacts__choice-desc {
    font-size: 0.82rem;
    color: var(--text-muted);
    line-height: 1.45;
}

/* ===== CONTACT ALL (two-column) ===== */
.contact-all {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    margin-top: 20px;
    width: 100%;
}

.contact-all__column {
    display: flex;
    flex-direction: column;
    padding: 20px;
    border-radius: var(--radius);
}

.contact-all__column:first-child {
    background: #f0f4f8;
}

.contact-all__column:last-child {
    background: #f4f0e8;
}

.contact-all__heading {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 4px;
}

.contact-all__sub {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-bottom: 14px;
    line-height: 1.45;
}

/* ===== CONTACT CARDS ===== */
.contact-details__cards {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 16px;
    width: 100%;
}

.contact-details__card {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 16px 18px;
    background: var(--bg);
    border-radius: var(--radius);
    text-decoration: none;
    color: var(--text);
    transition: var(--transition);
    border: 1px solid transparent;
}

.contact-details__card:hover {
    border-color: var(--primary);
    transform: translateY(-1px);
}

.contact-details__card-icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 12px;
    flex-shrink: 0;
    color: var(--white);
}

.contact-details__card-icon--phone { background: #22c55e; }
.contact-details__card-icon--telegram { background: #0088cc; }
.contact-details__card-icon--max { background: var(--primary); }
.contact-details__card-icon--vk { background: #4680C2; }

.contact-details__card-body { display: flex; flex-direction: column; gap: 2px; }
.contact-details__card-label { font-size: 0.75rem; color: var(--text-muted); font-weight: 500; }
.contact-details__card-value { font-size: 0.92rem; font-weight: 600; }

/* Header contact button */
.site-header__contact-btn {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 8px 18px;
    background: var(--primary);
    color: var(--white);
    border: none;
    border-radius: 50px;
    font-size: 0.82rem;
    font-weight: 700;
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
    text-decoration: none;
}

.site-header__contact-btn:hover {
    background: #15305a;
    transform: translateY(-1px);
}

/* ===== MODAL ===== */
.modal {
    display: none;
    position: fixed;
    inset: 0;
    z-index: 2000;
    align-items: center;
    justify-content: center;
    padding: 20px;
}

.modal--open {
    display: flex;
    animation: modalFadeIn 0.35s ease;
}

.modal--open .modal__card {
    animation: modalCardIn 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.modal__backdrop {
    position: absolute;
    inset: 0;
    background: rgba(0, 0, 0, 0.55);
    backdrop-filter: blur(4px);
}

.modal__card {
    position: relative;
    background: var(--white);
    border-radius: var(--radius);
    width: 100%;
    max-width: 640px;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: var(--shadow-lg);
    padding: 40px 44px;
}

#modalContact .modal__card {
    max-width: 700px;
}

.modal__close {
    position: absolute;
    top: 16px;
    right: 16px;
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--bg);
    border: none;
    border-radius: 50%;
    color: var(--text-muted);
    transition: var(--transition);
}

.modal__close:hover {
    background: var(--border);
    color: var(--text);
}

.modal__title {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--text-muted);
    margin-bottom: 4px;
    letter-spacing: 0.01em;
}

#modalContact .modal__title {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary);
}

.modal__subtitle {
    font-size: 0.85rem;
    color: var(--text-muted);
    margin-bottom: 16px;
}

#modalContact .modal__subtitle {
    font-size: 0.95rem;
    margin-bottom: 28px;
}

/* ===== QUIZ STEPS ===== */
.quiz-progress {
    height: 5px;
    background: var(--border);
    border-radius: 3px;
    margin-bottom: 36px;
    overflow: hidden;
}

.quiz-progress__bar {
    height: 100%;
    width: 6%;
    background: var(--accent);
    border-radius: 3px;
    transition: width 0.35s ease;
}

.quiz-step {
    display: none;
    animation: quizFadeIn 0.3s ease;
}

.quiz-step--active {
    display: flex;
    flex-direction: column;
    align-items: center;
    min-height: 240px;
    justify-content: center;
}

.quiz-step--form.quiz-step--active {
    align-items: stretch;
    justify-content: flex-start;
    min-height: auto;
}

.quiz-step--form .quiz-step__counter,
.quiz-step--form .quiz-step__question {
    text-align: center;
}

.quiz-step--form .quiz-step__question {
    font-size: 1.25rem;
    margin-bottom: 24px;
}

.quiz-step__counter {
    font-size: 0.78rem;
    font-weight: 600;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 12px;
}

.quiz-step__question {
    font-size: 1.5rem;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 32px;
    line-height: 1.4;
    text-align: center;
    max-width: 480px;
}

.quiz-radio-group {
    display: flex;
    flex-direction: column;
    gap: 12px;
    width: 100%;
    max-width: 380px;
}

.quiz-radio input { display: none; }

.quiz-radio {
    width: 100%;
}

.quiz-radio__btn {
    display: block;
    width: 100%;
    padding: 18px 28px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--text);
    cursor: pointer;
    transition: var(--transition);
    text-align: center;
    background: var(--white);
}

.quiz-radio__btn:hover {
    border-color: var(--primary);
    background: rgba(26, 55, 100, 0.03);
    transform: translateY(-1px);
    box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06);
}

.quiz-radio input:checked + .quiz-radio__btn {
    background: var(--primary);
    border-color: var(--primary);
    color: var(--white);
    box-shadow: 0 4px 16px rgba(26, 55, 100, 0.25);
}

.quiz-reject {
    display: none;
    text-align: center;
    padding: 20px 0;
}

.quiz-reject--show { display: block; }

.quiz-reject__icon {
    width: 64px;
    height: 64px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(196, 30, 58, 0.1);
    border-radius: 50%;
    color: var(--accent);
}

.quiz-reject__title {
    font-size: 1.15rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 8px;
}

.quiz-reject__text {
    font-size: 0.9rem;
    color: var(--text-light);
    line-height: 1.6;
}

.quiz-reject__retry {
    display: inline-block;
    margin-top: 20px;
    padding: 12px 28px;
    background: var(--primary);
    color: var(--white);
    border: none;
    border-radius: 50px;
    font-size: 0.9rem;
    font-weight: 700;
    cursor: pointer;
    font-family: inherit;
    transition: var(--transition);
}

.quiz-reject__retry:hover {
    background: #15305a;
    transform: translateY(-1px);
}

.quiz-reject__contacts {
    margin-top: 24px;
    padding-top: 20px;
    border-top: 1px solid rgba(0, 0, 0, 0.08);
}
.quiz-reject__contacts-text {
    font-size: 0.85rem;
    color: var(--text-muted);
    margin: 0 0 12px;
}
.quiz-reject__contacts-links {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: center;
}
.quiz-reject__contact-link {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding: 8px 16px;
    border-radius: 50px;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--primary);
    background: rgba(26, 55, 100, 0.06);
    text-decoration: none;
    transition: var(--transition);
}
.quiz-reject__contact-link:hover {
    background: rgba(26, 55, 100, 0.12);
}
.quiz-reject__contact-link svg {
    flex-shrink: 0;
}

@keyframes quizFadeIn {
    from { opacity: 0; transform: translateX(12px); }
    to { opacity: 1; transform: translateX(0); }
}

/* ===== FORMS ===== */
.form__group {
    margin-bottom: 18px;
}

.form__label {
    display: block;
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--text);
    margin-bottom: 6px;
}

.form__label--required::after {
    content: ' *';
    color: var(--accent);
}

.form__input {
    width: 100%;
    padding: 12px 16px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    font-family: var(--font);
    font-size: 0.92rem;
    color: var(--text);
    background: var(--white);
    transition: var(--transition);
    -webkit-appearance: none;
}

.form__input:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(26, 55, 100, 0.1);
}

.form__input::placeholder {
    color: var(--text-muted);
}

.form__submit {
    width: 100%;
    padding: 15px 28px;
    background: var(--accent);
    color: var(--white);
    border: none;
    border-radius: 50px;
    font-size: 1rem;
    font-weight: 700;
    letter-spacing: 0.02em;
    transition: var(--transition);
    margin-top: 8px;
}

.form__group--consent { margin-top: 0; margin-bottom: 6px; }
.form__consent {
    display: flex;
    align-items: flex-start;
    gap: 8px;
    cursor: pointer;
    font-size: 0.85rem;
    line-height: 1.3;
    color: var(--text-light);
}
.form__consent input[type="checkbox"] {
    margin-top: 2px;
    flex-shrink: 0;
    width: 16px;
    height: 16px;
    accent-color: var(--accent);
}
.form__consent-text { user-select: none; }
.form__consent-text a {
    color: var(--primary);
    text-decoration: underline;
    text-underline-offset: 2px;
}
.form__consent-text a:hover {
    color: var(--primary-light);
}

.form__submit:hover {
    background: var(--accent-hover);
    transform: translateY(-1px);
    box-shadow: 0 4px 16px rgba(196, 30, 58, 0.3);
}

.form__submit:disabled {
    opacity: 0.6;
    cursor: not-allowed;
    transform: none;
}

/* Form success state */
.form-success {
    display: none;
    text-align: center;
    padding: 20px 0;
}

.form-success--show { display: block; }

.form-success__icon {
    width: 64px;
    height: 64px;
    margin: 0 auto 18px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(76, 175, 80, 0.1);
    border-radius: 50%;
    color: #4caf50;
}

.form-success__title {
    font-size: 1.3rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 8px;
}

.form-success__text {
    font-size: 0.92rem;
    color: var(--text-light);
    line-height: 1.6;
}

/* Form input error */
.form__input--error {
    border-color: var(--accent);
}
.form__input--error:focus {
    border-color: var(--accent);
    box-shadow: 0 0 0 3px rgba(196, 30, 58, 0.15);
}

/* Honeypot — invisible to humans */
.form__hp-wrap {
    position: absolute;
    left: -9999px;
    top: -9999px;
    width: 1px;
    height: 1px;
    overflow: hidden;
    opacity: 0;
    pointer-events: none;
}

/* Phone code dropdown */
.form__phone-group {
    display: flex;
    gap: 8px;
}
.form__phone-code {
    min-width: 100px;
    padding: 12px 28px 12px 12px;
    border: 2px solid var(--border);
    border-radius: var(--radius-sm);
    font-family: var(--font);
    font-size: 0.92rem;
    color: var(--text);
    background: var(--white);
    transition: var(--transition);
    -webkit-appearance: none;
    appearance: none;
    background-image: url("data:image/svg+xml;charset=UTF-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%23888' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 10px center;
    cursor: pointer;
    flex-shrink: 0;
}
.form__phone-code:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(26, 55, 100, 0.1);
}
.form__input--phone {
    flex: 1;
    min-width: 0;
}

/* Form divider */
.form__divider {
    height: 1px;
    background: var(--border);
    margin: 4px 0 10px;
}

/* Quiz form layout (no steps) */
.quiz-form {
    display: flex;
    flex-direction: column;
}
.quiz-form .form__submit {
    margin-top: 12px;
}

/* Name row: lastname + firstname side by side */
.form__name-row {
    display: flex;
    gap: 10px;
}
.form__group--half {
    flex: 1;
    min-width: 0;
}

/* ===== ANIMATIONS ===== */
@keyframes fadeUp {
    from {
        opacity: 0;
        transform: translateY(16px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

@keyframes modalFadeIn {
    from { opacity: 0; }
    to { opacity: 1; }
}

@keyframes modalCardIn {
    from { opacity: 0; transform: scale(0.92) translateY(16px); }
    to { opacity: 1; transform: scale(1) translateY(0); }
}

.animate-on-scroll {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll--visible {
    opacity: 1;
    transform: translateY(0);
}

/* ===== RESPONSIVE 1024px ===== */
@media (max-width: 1024px) {
    .stats__grid { grid-template-columns: repeat(2, 1fr); }
    .stats__item:nth-child(2) { border-right: none; }

    .payments__grid { grid-template-columns: repeat(2, 1fr); }
    .payment-card__tooltip { max-width: 220px; }

    .benefits__grid { grid-template-columns: repeat(2, 1fr); }

    .support__grid { grid-template-columns: repeat(2, 1fr); }

    .steps__timeline {
        grid-template-columns: 1fr;
        gap: 0;
        max-width: 500px;
        margin: 0 auto;
    }

    .steps__timeline::before {
        top: 32px;
        bottom: 32px;
        left: 32px;
        right: auto;
        width: 3px;
        height: auto;
    }

    .step-item {
        display: flex;
        text-align: left;
        gap: 20px;
        padding: 16px 0;
    }

    .step-item__num {
        margin: 0;
        flex-shrink: 0;
    }

    .hero__title { font-size: 2.8rem; }

    .site-header__cta span { display: none; }
    .site-header__cta { padding: 10px 14px; }
}

/* ===== RESPONSIVE 768px ===== */
@media (max-width: 768px) {
    .container { padding: 0 32px; }

    .site-header__nav {
        display: none;
        position: absolute;
        top: 68px;
        left: 0;
        right: 0;
        background: var(--white);
        flex-direction: column;
        padding: 20px 24px;
        gap: 14px;
        border-bottom: 1px solid var(--border);
        box-shadow: var(--shadow);
    }

    .site-header__nav--open { display: flex; }

    .site-header__nav--open .site-header__link {
        color: var(--text);
        font-size: 1rem;
    }

    .site-header__burger { display: flex; }
    .site-header__cta { display: none; }

    .site-header__contact-btn {
        margin-left: auto;
        padding: 8px 14px;
        font-size: 0.82rem;
    }

    .hero { min-height: 90vh; }

    .hero__content { padding-top: 100px; padding-bottom: 50px; }

    .hero__title { font-size: 2.2rem; }

    .hero__desc {
        font-size: 1rem;
        margin-bottom: 28px;
    }

    .btn {
        padding: 14px 28px;
        font-size: 0.92rem;
    }

    .section { padding: 52px 0; }

    .section__title { font-size: 1.7rem; }

    .section__header { margin-bottom: 36px; }

    .stats__value { font-size: 1.5rem; }

    .payments__tabs-wrap { margin-bottom: 28px; }
    .payments__grid { grid-template-columns: 1fr; }

    .payments__tab {
        padding: 10px 20px;
        font-size: 0.82rem;
    }

    .support__grid { grid-template-columns: 1fr; }

    .faq__question {
        padding: 16px 20px;
        font-size: 0.9rem;
    }

    .faq__answer p {
        padding: 0 20px 16px;
        font-size: 0.85rem;
    }

    .site-footer__top { flex-direction: column; gap: 28px; align-items: center; text-align: center; }
    .site-footer__nav { flex-wrap: wrap; gap: 14px 24px; justify-content: center; }
    .site-footer__bottom { flex-direction: column; gap: 12px; text-align: center; }
    .site-footer__disclaimer { text-align: center; max-width: none; }
    .site-footer__legal { flex-wrap: wrap; gap: 8px 16px; justify-content: center; }

    .site-footer { padding-bottom: 182px; }

    /* Mobile: hide single FAB, show bottom bar */
    .fab-contact { display: none; }

    .mobile-bar {
        display: flex;
        position: fixed;
        bottom: 0;
        left: 0;
        right: 0;
        z-index: 900;
        gap: 6px;
        padding: 8px 14px;
        padding-bottom: max(8px, env(safe-area-inset-bottom));
        background: rgba(255, 255, 255, 0.96);
        backdrop-filter: blur(12px);
        -webkit-backdrop-filter: blur(12px);
        border-top: 1px solid var(--border);
        box-shadow: 0 -2px 16px rgba(0, 0, 0, 0.08);
    }

    .mobile-bar__btn {
        flex: 1;
        display: flex;
        align-items: center;
        justify-content: center;
        gap: 6px;
        padding: 10px 10px;
        border: none;
        border-radius: 10px;
        font-size: 0.82rem;
        font-weight: 700;
        font-family: inherit;
        cursor: pointer;
        text-decoration: none;
        white-space: nowrap;
        transition: var(--transition);
    }

    .mobile-bar__btn--tg {
        background: var(--primary);
        color: var(--white);
    }

    .mobile-bar__btn--tg:hover { background: #15305a; }

    .mobile-bar__btn--cta {
        background: var(--accent);
        color: var(--white);
    }

    .mobile-bar__btn--cta:hover { background: var(--accent-hover); }

    .mobile-bar__btn svg { flex-shrink: 0; }

    .site-header__contact-btn span { display: none; }
    .site-header__contact-btn { padding: 8px 10px; }

    .modal { padding: 12px; }
    .modal__card { padding: 28px 24px; max-height: 92vh; }
    .modal__title { font-size: 1rem; }
    .modal__subtitle { font-size: 0.8rem; margin-bottom: 14px; }
    #modalContact .modal__title { font-size: 1.3rem; }
    #modalContact .modal__subtitle { font-size: 0.85rem; margin-bottom: 20px; }

    .quiz-step--active { min-height: 200px; }
    .quiz-step__counter { font-size: 0.75rem; }
    .quiz-step__question { font-size: 1.3rem; margin-bottom: 24px; }
    .quiz-radio-group { max-width: 100%; }
    .quiz-radio__btn { padding: 16px 24px; font-size: 1.05rem; }
    .quiz-progress { margin-bottom: 28px; }
    .form__input { font-size: 16px; padding: 13px 16px; }
    .form__submit { padding: 16px 28px; font-size: 1rem; width: 100%; }
    .form__phone-code { min-width: 90px; font-size: 0.82rem; }
    .form__name-row { flex-direction: column; gap: 0; }
}

/* ===== RESPONSIVE 480px ===== */
@media (max-width: 480px) {
    .container { padding: 0 28px; }

    .hero__title { font-size: 1.65rem; }
    .hero__desc { font-size: 0.88rem; line-height: 1.6; }
    .hero__content { padding-top: 85px; padding-bottom: 36px; }
    .hero__cta-hint { font-size: 0.78rem; margin-top: 16px; }
    .hero__actions { flex-direction: column; }
    .hero__actions .btn { width: 100%; justify-content: center; }

    .section { padding: 36px 0; }
    .section__title { font-size: 1.4rem; }
    .section__subtitle { font-size: 0.9rem; }
    .section__header { margin-bottom: 28px; }

    .stats__item { padding: 18px 12px; }
    .stats__value { font-size: 1.25rem; }
    .stats__label { font-size: 0.72rem; }

    .payments__tabs { gap: 4px; }
    .payments__tab { padding: 8px 14px; font-size: 0.75rem; }

    .payment-card { padding: 20px 16px; }
    .payment-card__value { font-size: 1.35rem; }
    .payment-card__tooltip { max-width: 200px; font-size: 0.72rem; }
    .page-footnotes__item { font-size: 0.7rem; }

    .benefits__grid { grid-template-columns: 1fr; }

    .benefit-card {
        display: flex;
        text-align: left;
        gap: 16px;
        padding: 20px;
    }

    .benefit-card__icon { margin: 0; flex-shrink: 0; }

    .support-card { padding: 20px; }

    .step-item__num {
        width: 48px;
        height: 48px;
        font-size: 1.1rem;
    }

    .steps__timeline::before { left: 24px; }

    .faq__list { gap: 8px; }
    .faq__question { padding: 14px 16px; font-size: 0.85rem; }
    .faq__answer p { padding: 0 16px 14px; font-size: 0.82rem; }

    .mobile-bar__btn {
        padding: 12px 8px;
        font-size: 0.82rem;
        gap: 6px;
    }

    .contacts__choices { max-width: 100%; }
    .contacts__choice-btn { padding: 20px 16px; }

    .contact-all { grid-template-columns: 1fr; gap: 24px; }

    .modal { padding: 0; align-items: stretch; }
    .modal__card {
        padding: 24px 20px;
        max-height: 100vh;
        max-width: 100%;
        border-radius: 0;
        height: 100%;
    }
    .modal__close { top: 12px; right: 12px; width: 32px; height: 32px; }
    .modal__title { font-size: 0.9rem; padding-right: 36px; }
    .modal__subtitle { font-size: 0.78rem; margin-bottom: 12px; }
    #modalContact .modal__title { font-size: 1.15rem; }
    #modalContact .modal__subtitle { font-size: 0.8rem; margin-bottom: 16px; }

    .quiz-step--active { min-height: 180px; }
    .quiz-step__counter { font-size: 0.72rem; margin-bottom: 10px; }
    .quiz-step__question { font-size: 1.25rem; margin-bottom: 24px; }
    .quiz-radio-group { gap: 10px; }
    .quiz-radio__btn { padding: 16px 20px; }
    .quiz-progress { margin-bottom: 24px; }
    .form__group { margin-bottom: 12px; }
    .form__label { font-size: 0.88rem; }
    .form__input { padding: 14px 16px; }
    .form__submit { padding: 16px 24px; }
    .form__phone-code { min-width: 90px; font-size: 0.82rem; }
    .form__name-row { flex-direction: column; gap: 0; }

    .quiz-reject__icon { width: 52px; height: 52px; }
    .quiz-reject__title { font-size: 1rem; }
    .quiz-reject__text { font-size: 0.82rem; }

    .site-footer { padding: 36px 0 182px; }
}